If you're renting an apartment or home in Douglasville, your landlord's insurance covers the building — but not your belongings, and not your personal liability. Renters insurance is the affordable way to close that gap, and many Douglasville renters are surprised by how little it costs. What Does Renters Insurance Cover? Personal Property: Covers your furniture, electronics, clothing, and valuables if stolen or damaged by a covered event like fire or windstorm. Liability: Pr