Like most insurance companies, we use information from you and other sources, such as your driving, claims and credit histories, to calculate an accurate price for your insurance. New or updated information may be used to calculate your renewal premium.. Its Privacy Policy explains how discloses and protects your personal information and how you may access and correct it. I can provide a copy at your request. We wanted to let you know that in order to provide you with the most accurate quotes, We will be pulling an insurance loss history report & a credit-based insurance score for you. This will be a soft pull on your credit